Terms & Conditions

By accessing or using the FinanceScoreAI website (the "Site") or our services, you agree to be bound by these Terms & Conditions ("Terms") and our Privacy Policy. If you do not agree, you must not use the Site.

FinanceScoreAI provides an application-support platform designed to help U.S. consumers prepare and submit loan requests to participating third-party lenders. The Site is provided for informational and application-support purposes only.

FinanceScoreAI is an independent application support service. FinanceScoreAI is not a lender, bank, credit union, financial institution, or loan broker. FinanceScoreAI does not issue loans, extend credit, or make lending decisions.

Loan approval, funding, interest rates, fees, repayment terms, and eligibility are determined solely by participating third-party lenders based on their own criteria.

You agree to:

• Be at least 18 years of age and a U.S. resident
• Provide accurate, current, and complete information
• Use the Site only for lawful, personal, non-commercial purposes
• Not attempt to interfere with the Site's security or operation
• Not impersonate any person or misrepresent your affiliation

When you submit a loan request through the Site, your information may be shared with participating third-party lenders. Those lenders operate independently and have their own terms, privacy policies, eligibility criteria, and disclosures. Any loan agreement is strictly between you and the lender you choose.

FinanceScoreAI does not endorse or guarantee any lender's products, terms, or conduct.

Submission of a request through the Site does not guarantee approval, funding, or any specific loan amount, rate, or term. FinanceScoreAI does not make lending decisions and cannot ensure that any lender will offer you a loan.

Content on the Site — including articles, calculators, and guides — is provided for general informational purposes only and does not constitute financial, legal, tax, or investment advice. You should consult a qualified professional before making financial decisions.

All content on the Site — including text, graphics, logos, icons, images, and software — is the property of FinanceScoreAI or its licensors and is protected by U.S. and international intellectual property laws. You may not copy, modify, distribute, or commercially exploit any content without prior written permission.

The Site and services are provided "as is" and "as available" without warranties of any kind, express or implied, including warranties of merchantability, fitness for a particular purpose, non-infringement, or uninterrupted or error-free operation.

To the fullest extent permitted by law, FinanceScoreAI and its affiliates, officers, employees, and agents will not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits, data, or goodwill, arising from or related to your use of the Site or any decisions made by third-party lenders.

Your use of the Site is also governed by our Privacy Policy, which explains how we collect, use, and protect your information.

We may update these Terms from time to time. The updated version will be posted on this page with a new "Last updated" date. Your continued use of the Site after changes indicates acceptance of the updated Terms.

Questions about these Terms can be sent to: