Loan category

Auto Loan Application Support

Typical range: $3,000 – $100,000

Auto loans finance the purchase of a new or used vehicle, and auto refinancing may help lower your monthly payment or APR on an existing loan. FinanceScoreAI provides independent application support and works with participating third-party auto lenders across all 50 states.

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Eligibility overview

  • U.S. resident aged 18 or older
  • Verifiable income
  • Valid driver's license
  • Vehicle information (for purchase or refinance)
  • Proof of auto insurance (may be required before funding)

Benefits

  • New, used, or refinance options
  • Fixed monthly payments over 24–84 months
  • Multiple lender comparison in a single application flow
  • Refinance may reduce your APR or monthly payment

Things to consider

  • Vehicle serves as collateral — repossession is a risk if you default
  • Longer terms mean more total interest paid
  • Sales tax, title, and dealer fees affect final loan amount

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Example offers for auto loans

Illustrative examples of the lender types available in this category. Actual rates and terms are set by third-party providers and may vary.

National Auto Bank

New & used

Best for: good credit profiles

  • New, used and refinance
  • Dealer or private party
  • Pre-qualification available

Rate

5.29% – 13.99% APR

Amount

$5,000 – $75,000

Term

36 – 84 months

Checking rates is free

Auto Refinance Network

Best for: fair credit profiles

  • Lower an existing car payment
  • No dealership visit
  • Same-day decision windows

Rate

5.99% – 17.99% APR

Amount

$7,500 – $100,000

Term

24 – 72 months

Checking rates is free

Frequently asked questions

About auto loans

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