Online Lending Network
PopularBest for: good credit profiles
- Funds as soon as next business day
- No prepayment penalty
- Fixed monthly payments
Rate
7.99% – 24.99% APR
Amount
$1,000 – $50,000
Term
24 – 60 months
Checking rates is free
Find Options That Fit Your Financial Needs
Complete our simple application to explore available options based on the information you provide.
Fast online application • Secure & easy process • No obligation to apply
Browse by category
What are you looking for?
Personal Loans
$500 – $50,000 for almost any purpose.
Compare Personal LoansAuto Loans
Purchase, used, and refinance options.
Compare Auto LoansDebt Consolidation
Combine balances into one monthly payment.
Compare Debt ConsolidationBad Credit Loans
Options for lower credit profiles.
Compare Bad Credit LoansEmergency Loans
Short-notice funding requests.
Compare Emergency LoansBusiness Loans
Working capital and credit lines.
Compare Business LoansExample offers
See how lender types compare
Illustrative examples only. FinanceScore AI is not a lender and rates may vary by provider, credit profile, and state.
Credit Union Partner
Lowest rate rangeBest for: excellent credit profiles
- Member-focused pricing
- Flexible payment dates
- Local U.S. service teams
Rate
6.49% – 17.99% APR
Amount
$500 – $35,000
Term
12 – 60 months
Checking rates is free
Fair Credit Specialist
Best for: fair credit profiles
- Considers thin credit files
- Soft-check pre-review
- Reports payments to bureaus
Rate
18.99% – 35.99% APR
Amount
$1,000 – $15,000
Term
12 – 48 months
Checking rates is free
How it works
Compare in three simple steps
1. Share your details
Answer a short 2-minute questionnaire about your goal, amount, and credit profile.
2. Compare offers
Review rate ranges, terms, and eligibility notes from different lender types side by side.
3. Choose a provider
Continue with the third-party provider you prefer. They handle approval and funding.
What consumers say
Built for clarity, not pressure
“The comparison view made it obvious which term length actually fit my budget. Everything was clear before I applied.”
“I liked that nothing touched my credit while I was just looking. The steps were simple and the disclosures were upfront.”
“Filtering by credit profile saved me a lot of time. I could see realistic ranges instead of teaser rates.”
Sample content shown for illustration. Verified customer reviews will replace these as they are collected.
Why FinanceScore AI
Independent, transparent, and free to use
Not a lender
We never make credit decisions — we only help you compare.
Bank-level security
256-bit SSL encryption on every submission.
No credit impact
Comparing offers never triggers a hard inquiry.
Nationwide
Serving consumers across all 50 U.S. states.
See what you may qualify for
Free, secure, and takes about two minutes. No impact on your credit score.