Small Business Term Lender
Fast fundingBest for: good credit profiles
- Revenue-based review
- Funding in 1–3 business days
- No collateral on smaller amounts
Rate
8.99% – 29.99% APR
Amount
$5,000 – $250,000
Term
6 – 60 months
Checking rates is free
Loan category
Small Business Loan Application Support
Typical range: $5,000 – $500,000
Small business loans give owners working capital for equipment, payroll, inventory, expansion, or bridging cash flow gaps. FinanceScoreAI supports U.S. small business owners with independent application assistance and connects you to participating third-party lending platforms — we do not underwrite or approve funding.
Free · No credit impact at review · SSL secured
Eligibility overview
- Registered U.S. business (LLC, corp, sole proprietor, or partnership)
- Business bank account
- Monthly business revenue (thresholds vary by provider)
- Time in business (many providers require 6–24 months minimum)
- Owner's personal ID and SSN or EIN
Benefits
- Working capital for growth or operating needs
- Multiple product options: term loans, lines of credit, equipment financing
- Fixed or variable repayment structures
- Application support tailored for busy owners
Things to consider
- Personal guarantee is common for small business products
- Rates and fees vary widely — compare APR and total cost
- Revenue and time-in-business requirements differ per provider
Compare lender types
Example offers for business loans
Illustrative examples of the lender types available in this category. Actual rates and terms are set by third-party providers and may vary.
Business Line of Credit Provider
Best for: fair credit profiles
- Draw only what you need
- Interest on drawn balance
- Re-usable credit line
Rate
10.99% – 32.99% APR
Amount
$10,000 – $150,000
Term
Revolving
Checking rates is free
Frequently asked questions
About business loans
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