Online Lending Network
PopularBest for: good credit profiles
- Funds as soon as next business day
- No prepayment penalty
- Fixed monthly payments
Rate
7.99% – 24.99% APR
Amount
$1,000 – $50,000
Term
24 – 60 months
Checking rates is free
Loan category
Student Loan Application Support
Typical range: $1,000 – $150,000
Private student loans help cover education costs beyond federal aid, and student loan refinancing may reduce your APR or monthly payment. FinanceScoreAI provides application support only — federal student loans should be pursued directly through the U.S. Department of Education.
Free · No credit impact at review · SSL secured
Eligibility overview
- U.S. student or graduate aged 18+ (or eligible cosigner)
- Enrolled or planning to enroll at an eligible institution (for new loans)
- Verifiable income or qualified cosigner
- Government-issued ID and SSN
Benefits
- Cover tuition, books, room and board, and school-certified expenses
- Refinance options for graduates seeking a lower APR
- Fixed or variable rate options
- Multiple repayment plan structures
Things to consider
- Federal loan protections (income-driven plans, forgiveness) are lost if you refinance federal loans privately
- Compare APR and total cost carefully
- Cosigners share full legal responsibility for repayment
Compare lender types
Example offers for student loans
Illustrative examples of the lender types available in this category. Actual rates and terms are set by third-party providers and may vary.
Credit Union Partner
Lowest rate rangeBest for: excellent credit profiles
- Member-focused pricing
- Flexible payment dates
- Local U.S. service teams
Rate
6.49% – 17.99% APR
Amount
$500 – $35,000
Term
12 – 60 months
Checking rates is free
Fair Credit Specialist
Best for: fair credit profiles
- Considers thin credit files
- Soft-check pre-review
- Reports payments to bureaus
Rate
18.99% – 35.99% APR
Amount
$1,000 – $15,000
Term
12 – 48 months
Checking rates is free
Non-Prime Installment Provider
Best for: poor credit profiles
- Income-based review
- Small starting amounts
- Credit-building reporting
Rate
24.99% – 35.99% APR
Amount
$500 – $10,000
Term
6 – 36 months
Checking rates is free
Frequently asked questions
About student loans
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